Foreign Exchange | Kingscross Money Remittance Ltd

Step 1 of 7

Customer onboarding

Tell us who is entering into the FX transaction.

👤IndividualPersonal travel, family, education or own-account FX. 🏢BusinessSupplier, import, service or treasury payment.

First name Middle name Last name Date of birth Email address Telephone number Residential address City / town Country Occupation Nationality

Registered business name Registration number Tax / PIN number Business sector Registered address Country of registration Authorised contact name Authorised contact telephone Authorised contact email

Step 2 of 7

Foreign exchange quote

Choose whether you are buying foreign currency with KES or buying KES with foreign currency.

Transaction type Foreign currency Foreign-currency amount Purpose of FX Value date Reference / invoice number

Quoted rateSelect transaction type

Foreign-currency amount—

KES consideration—

Transaction fee—

Transaction total—

Choose a transaction type, currency and amount to generate an indicative quote.

I understand that the displayed rate is indicative and the final executable rate is confirmed only when Kingscross accepts the transaction.

Step 3 of 7

Your quote and payment reference

Your reference is generated automatically and must be used when making the payment.

Payment / quote referenceGenerating…

Transaction type—

Foreign currency—

Foreign amount—

Quoted rate—

Transaction fee—

KES payable / receivable—

Your payment reference Generating… Use this exact reference in the bank-transfer narration or Paybill account-number/reference field.

Step 4 of 7

Make payment

Your available payment method will depend on the transaction you selected.

Paying KES to buy foreign currency

Choose how you will pay the Kenyan-shilling amount shown in your quote.

🏦KES bank transferTransfer the quoted KES amount to the Kingscross KES collection account. 📲PaybillPay KES using PayBill 4341919 and Account No. 1345941609.

KES collection account

Bank nameKCB Bank

Account name:Kingscross Money Remittance Ltd

Account number:1345941609

Branch:Kimathi

SWIFT / BIC:KCBLKENX

Payment referenceGenerated automatically

Paybill payment

PayBill number:4341919

Account number:1345941609

Transaction reference:Generated automatically

AmountKES 0.00

Open the mobile-money menu and choose Paybill.
Enter Kingscross PayBill number 4341919.
Enter Account No. 1345941609.
Enter the exact KES amount shown and confirm.
Keep the generated Kingscross transaction reference shown above for this transaction and receipt.

Paying foreign currency to buy KES

Transfer the foreign currency you are selling to the Kingscross collection account shown for that currency.

Payment currency—

Bank nameKCB Bank

Account name:Kingscross Money Remittance Ltd

Account number:Select USD, GBP or EUR

Branch:Kimathi

SWIFT / BIC:KCBLKENX

Payment referenceGenerated automatically

Confirm payment

Use this payment reference Generated automatically

Payment reference Payment date Sender bank / mobile number Bank reference / M-PESA code

Upload payment evidenceBank confirmation, transfer receipt or mobile-money confirmationChoose file

Step 5 of 7

Where should we send the purchased currency?

Provide the destination details for the currency you are buying.

Receive or pay out your purchased foreign currency

🏦Bank accountCredit your account or an approved account. 🧾Supplier / beneficiaryPay an approved supplier or beneficiary. 📱Mobile walletSend to an eligible supported wallet. 💳CardSend to an eligible supported card.

Account holder name Bank name Account number / IBAN Destination country SWIFT / BIC / routing code (optional for domestic accounts) Bank branch / address (where applicable)

Beneficiary / supplier name Telephone number Email address Relationship / commercial purpose Full address Country Bank name Account number / IBAN SWIFT / routing code (optional for domestic accounts) Invoice / contract reference

Wallet provider Registered mobile number Wallet-holder name Country

Name on card Eligible card number / token Card country

Where should we send your KES?

🏦Bank accountReceive KES into a Kenyan bank account. 📱M-PESA numberReceive KES to an eligible M-PESA number. 📲Business PayBillBusinesses and organisations can receive KES to a PayBill and account/reference.

Account holder name Bank name Account number Branch / branch code (if required)

SWIFT/BIC is not required for a domestic Kenyan account unless specifically requested by the receiving bank.

M-PESA mobile number Registered name

Paybill number Account / reference number Recipient / organisation name

Identity documentPassport or national IDChoose file Proof of addressRecent bill, bank statement or official letterChoose file Source-of-funds evidenceBank statement, payslip or business evidenceChoose file Purpose documentInvoice, contract, admission letter or other evidenceChoose file Business registration documentFor business customersChoose file Authority / board approvalWhere required for business FXChoose file

I confirm that the information and documents are genuine and consent to KYC, sanctions, transaction-monitoring and source-of-funds checks.

Step 6 of 7

Review and confirm

Review the FX instruction, funding and settlement details.

I accept the final rate only when Kingscross confirms the executable quote. I confirm the customer, funding and settlement details are correct. I agree to the applicable FX terms, privacy notice and compliance checks.

✓

FX instruction created

FX confirmation receipt

Your transaction instruction and payment details have been recorded in this pre-launch prototype.

Confirmation notifications

Mobile confirmationPrepared after successful payment

Email confirmationPrepared after successful payment

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